HDFC Systematic Investment Plan (SIP) FEATURES & DETAILS

Systematic Investment Plan (SIP)
HDFC MF SIP is similar to a Recurring Deposit. Every month on a specified date an amount you choose is invested in a mutual fund scheme of your choice. The dates currently available for SIPs are the 1st, 5th, 10th, 15th, 20th and the 25th of a month. You’ll be amazed to learn about the many benefits of investing through HDFC MF SIP.

With the HDFC MF Systematic Investment Plan you commit an amount of your choice (minimum of Rs. 500 and in multiples of Rs. 100 thereof*) to be invested every month in one of our schemes.

Imagine you want to buy a car a year from now, but you don’t know where the down-payment will come from. HDFC MF SIP is a perfect tool for people who have a specific, future financial requirement. By investing an amount of your choice every month, you can plan for and meet financial goals, like funds for a child’s education, a marriage in the family or a comfortable postretirement life. The table below illustrates how a little every month can go a long way.

It is far better to invest a small amount of money regularly, rather than save up to make one large investment. This is because while you are saving the lump sum, your savings may not earn much interest.

With HDFC MF SIP, each amount you invest grows through compounding benefits as well. That is, the interest earned on your investment also earns interest.

HDFC FLEXINDEX PLAN FEATURES & DETAILS

What is HDFC FLEXINDEX PLAN?
It empowers you to automatically transfer your investments from select Debt/Liquid Schemes to select equity Schemes of HDFC Mutual Fund at closing BSE SENSEX levels of your choice.

Why HDFC FLEXINDEX PLAN?

- “Equities are probably the only asset class where investors are comfortable buying at a higher price and vice-a-versa” – Warren Buffet
- “Be fearful when others are greedy and greedy when others are fearful” – Warren Buffet
- Investors find it very difficult to invest due to various reasons when markets fall and thereby are unable to benefit from high returns of equities
- HDFC FLEXINDEX PLAN offers investors a tool to plan their investments. The Plan prevents investors from the indecision of investing or not investing in bear/volatile market conditions

How does HDFC FLEXINDEX PLAN work?
Investors can invest in HDFC Mutual Fund’s select Debt/Liquid Schemes and choose four BSE SENSEX levels of their choice to transfer amounts to HDFC Mutual Fund range of select equity Schemes

What is duration of the HDFC FLEXINDEX PLAN?
The validity of the HDFC FLEXINDEX PLAN is 1 year from date of registration

- On completion of one year from the date of registration, in case the Triggers indicated by the investors remain inactive, the proportionate registered amount will be automatically transferred into the Target Scheme in 6 equal monthly instalments on 1st of every month
- In case investors decide to opt out of the facility, they can give a written request to cease the Trigger facility

How does one benefit by the HDFC FLEXINDEX PLAN?
Facilitates an entry to equities at SENSEX levels of your choice and takes advantage of market volatility

- Invest at a targeted level and do not miss out on an opportunity; it enables automatic decision making at levels with which you are comfortable.
- Investments are into select equity schemes with long term track record
- Initial investment in Liquid/Debt Schemes help you to earn income till investments are transferred to equity funds.
- Take advantage of the market movements without the hassle of constant tracking

Fixed Deposit Rates in HDFC Bank

PREMIUM PAYMENT OPTIONS FOR HDFC LIFE INSURANCE

- ECS or AUTO DEBIT : A facility that allows you to pay premium from any of your bank accounts automatically.

- HDFC STANDARD LIFE BRANCHES : From 09:30 am to 04:30 pm Mon to Fri make payments through cash or cheque at your nearest branch. The branches are closed on sundays and public holidays.

- ONLINE PAYMENT : Pay your premium through our website online

- DIRECT DEBIT : Give standing instructions to your HDFC account handler to pay your premium whenever it is due.

- EASY BILL : Pay your renewal premium at retail outlets.

- CREDIT CARDS : A facility available to HDFC BANK CARD HOLDERS

- POST OR COURIER : Send cheques or demand drafts via courier and postal service.

For more information
- 1800-228-228
- 1800-209-7777
- SMS SERVICE to 5676727
- service@hdfcinsurance.com
- www.hdfcinsurance.com

Charges for fund transfer through Neft
From Hdfc Bank branch : Rs.5+service tax
From Hdfc Netbanking: Rs.5+service tax

Charges for fund transfer through RTGS
From Hdfc Bank branch Rs. 1 Lakh to Rs. 5 Lakh: Rs. 25+service Tax
From Hdfc Bank branch Above Rs. 5 Lakh : Rs. 50+service Tax
From Hdfc Netbanking Rs. 1 Lakh to Rs. 5 Lakh : Free