Features:
- Account can be opened with a minimum monthly deposit of Rs.100/- or its multiples
-The accout can be opened for a period of 6 months to 120 months in multiples of 3 months.
- Interest is credited regularly. However, the original amount of fixed deposit remains intact and paid at the time of maturity.
INTEREST RATES FOR DEPOSITS LESS THAN Rs. 1 Cr
| BANK | PNB | |
|---|---|---|
| Period | Less Than 1 Cr. | More Than 1 Cr. |
| 7 to 14 days | 4.00 | 4.00 |
| 46 to 60 Days | 4.50 | 4.50 |
| 15 to 45 days | 5.50 | 6.00 |
PNB debit card can be used for online shopping provided your register with Master Card Secure code.
You need following details to register for the service.
Card Number
Card Expiry Date
Card ATM PIN
Card CVV(written at back of card)
Date Of Birth
Email address
To Register Click here
PNB PUNJAB NATIONAL BANK SPECTRUM FIXED DEPOSIT SCHEME TERM DEPOSIT
Initial Deposit – Minimum Rs.1000/- and no maximum limit. You can deposit in multiples of any amount of Re. 1/-.
Period of Deposit –
- For less than Rs. 15 lackh – any period between 15 days to 120 months
- For deposit of Rs. 15 lac & above. – any period between 7 days to 120 months
Periodicity of interest payment – The choice of periodic cycle depends on you.
-Monthly
-Quarterly
-Half-Yearly
-Yearly
SPECIAL FEATURES OF PNB SPECTRUM FIXED DEPOSIT SCHEME –
- Overdraft with cheque book facility is available for an amount of Rs. 10,000/- and above. It enables utilisation of funds whenever in need.
- The customer can also make use of funds through ATM-cum-Debit Card under ‘Anywhere-Anytime Banking’.
- The interest rate is chargeable only for the amount and duration for which the overdraft facility has been availed.
- The illiterate and blind people can also open the account without the overdraft facility.
- Margin and rate of interest on Loans against deposits under the scheme shall be as per prescribed guidelines which shall be subject to modifications from time to time
- You also have the facility of paying your ‘locker rent’ automatically out of the Interest proceeds.
- Conversion facility regarding mode of payment of interest allowed;(provided FDR has been issued for a period of 12 months or more and remaining period of FD is more than 6 months) without invoking any penal provision.
- Penalty clause, as per Bank’s guidelines, shall be applicable to all term deposits schemes including recurring deposits.
- Automatic Renewal facility is provided as per option exercised by the depositor
- Availability of premature extension
- You can partially withdraw your deposits in multiples of Rs.1000/- without losing interest on remaining FDR
PUNJAB NATIONAL BANK PNB GLOBAL CLASSIC CREDIT CARD
SERVICE CHARGE AND FEES CLICK HERE
PNB OFFERS AND ADVANTAGES
Pizza Hut KingSize Pasta Meals Offer – Visa now brings you the KingSize Pasta Meals. Offer valid on Gold and Classic Credit Cards.
Pay Your Bills easily with VISA Bill pay – Offer valid on Gold and Classic Credit Cards.
Sarovar Hotels – Offer for PNB Global Credit Card holders: Discount 10 – 25% on Foods & Beverages and hotel rooms.
Ferns n Petals – Offer for PNB Global Credit Card holders – 10% – 15% off on MRP
Domino’s Pizza – Offer for PNB Global Credit Card holders – 20% off on Pizzas & Breads on selected F&B stores.
Usha Shriram – Offer for PNB Global Credit Card holders – 15% off on MRP on authorized Usha Lexus stores.
KAIRALI AYURVEDIC GROUP – Offer for PNB Global Credit Card holders – 10% off on MRP.
PRIVILEGES
Add on Credit Cards
Balance Transfer Facility
EMI Facility
Easy Bill Pay Facility
Global Customer Entitlement
Free Credit Period
Fuel Surcharge Waiver
Railway Ticket Purchase
Revolving Credit Facility
Rewards Program
SMS Alert Services