Special Offers and Benefits on HDFC Senior Citizens Account:
| Get preferential rates on FDs | |
Special offers on new Demat Accounts #
# The offer is applicable only for the 1st Demat account linked to the Senior Citizens Savings Account |
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Special offers on new Online Trading Accounts
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| Gold Credit Card free* | |
| Travellers’ Cheques issued free |
Features & Benefits of HDFC SavingsMax Account
By maintaining an average quarterly balance of just Rs. 25,000/- you get a host of premium services from HDFC Bank absolutely free*.
- Free BillPay & InstaAlerts for all account holders for lifetime of the account.
- Free Monthly Statement of Account.
- 50% off on the Locker rental for the 1st year only.
- Folio maintenance charges on Demat account free for first year.
- Free NetBanking, PhoneBanking & MobileBanking.
- Free Woman’s Advantage/International Debit Card for all account holders for lifetime of the account.
- Free Payable-at-Par chequebook, without any usage charges.
- Free Demand Drafts on HDFC Bank locations, upto a limit of
Rs. 1 lac per day.
- Free Passbook facility available at home branch for account holders (individuals).
- Free Email Statement facility .
- Free unlimited transactions: Cash withdrawal and balance enquiry, at all HDFC Bank ATMs & at all non HDFC Bank domestic ATMs using your HDFC Bank Debit Card
- Free Gold Debit Card for primary account holder for lifetime of the account. Gold Debit Card for other account holders at Rs 250/- p.a.
- Self/Third Party Cash Deposit/Withdrawal at non-home branches, upto Rs 50,000/- per day free. Above Rs 50,000 a charge of Rs 2.90 per thousand on the full amount would be applicable.
- Optional “MoneyMaximizer” (sweep- out) facility for conversion of your surplus money into high earning fixed deposits, at the threshold of Rs.1,25,000/- . In the event of the balance in SavingsMax account exceeding / reaching Rs.1,25,000/-, the amount in excess of Rs.1,00,000/- will be swept out in to a Fixed Deposit with a minimum value of Rs.25,000/- for a 1year 1day period *
HDFC Bank’s Kid’s Advantage Saving Account Features & Benefits
HDFC Bank’s Kid’s Advantage Account you can ensure your child’s secured future and fulfill all his dreams in time. The Kid’s Advantage Account presents you a great way to accumulate savings for your child and provide him the head-start required to succeed in life. It’s an account which grows with your child to meet his future monetary requirements.
Features & Benefits:
– Free Education Insurance cover of Rs. 1,00,000/- in the event of death of the parent / guardian through vehicular accident by road, rail or air to safeguard the future of your child.
– ATM/International Debit Card will be issued for children between 7-18 years of age in the child’s name with your permission. The amount your child is able to withdraw is Rs. 2,500/- at ATMs and spend Rs. 2,500/- at merchant locations per day.
– Free cash withdrawals on any other Bank’s ATM*
– 1 free Personalised cheque book for your child.
– Monitor the transactions of your child’s account with the free quarterly physical statement of account or free monthly Email Statement of account.
– Free NetBanking for you to monitor your child’s account.
– Free SMS/Email alerts informing you about the account transactions.
Documents Required to Open a New Post Office Public Provident Fund Account
If you do not have an existing banking relationship, then you will have to present the documents listed below along with your application form to open an Post Office Public Provident Fund Account.
- 1 Passport size Photograph of each joint applicant
- PAN Card or Form No. 60/61 for those who do not have a PAN card as per IT rules
- Cash / self-drawn Cheque for fixed deposit amount.
- Nomination Form (if a nomination is to be made)
- Form No. 15G or 15H (for people over 65) if you are eligible for no Tax Deduction at Source (TDS) to be made by the bank on your fixed deposit interest income.
- Identity Verification : Passport, Driving License, Letter from the Employer (Reputed Firms / Pvt / Ltd Co.), PAN Card, Voter ID Card, Pass Book with attested photograph, Photo Ration Card, or Letter from recognised public authority.
- Address Verification : Passport, Driving License, Letter from the Employer (Reputed Firms / Pvt / Ltd Co.) Voters ID Card, Pass Book with attested photograph, Photo Ration Card, Ration Card, Pass Book / Bank Statement – Not more than 3 months old, Credit Card Statement – Not more than 3 months old, Electricity / Telephone Bill – Not more than 3 months old, Latest House Tax Receipt from Municipal Office, LIC Policy OR Latest Premium Notice, IT Assessment Order or Acknowledgement copy of IT Return with PAN, Lease Agreement or Purchase Agreement – Subject to conditions, Cooking Gas Consumer Book / Vehicle Registration Certificate.
- Signature Verification : Passport, Driving License,PAN Card,Photo Credit / Debit Card with signature, BSF/Defense/Govt./Public Sector/Reputed MNCs / Public Ltd Co – ID Card,Self Cheque of another bank.
- Age Verification for senior citizens : Senior School Leaving Certificate indicating date of birth, LIC policy, Voters Identity Card, Pension Payment Order, Birth Certificate issued by the competent authority, Passport.
Sbi offers car loans at excellent interest rates and gives advantages and flexibilty.
Advantages
- No Advance EMI;
- Longest repayment tenure (7 years);
- Lowest interest rates ( there are further concessions for Corporate Salary Package accounts) ;
- Lowest EMI; Read the rest of this entry »