ABN AMRO New Gold Credit Card Features, Fees & charges
- PetroPlus
- Earn every time you spend
- Add on Card Free for Life
- Balance Transfer Facility
- Dial a Draft facility
- Global Acceptance
- Flexilimit
- Buy Now. Pay Later: make a part payment of 5% of the ‘Total Amount Due’ subject to a minimum of Rs. 200 each month, and the balance in instalments.
- Travel Privileges and Services: Access to Airport Lounges
- Global Assistance Services: A nominal fee is applicable for this service
- Zero Lost Card Liability
Your ABN AMRO New Gold Card enables you to access and enjoy the hospitality at select domestic and international airports lounges in India. This service includes a complimentary snack and a non-alcoholic beverage, besides the use of the lounge facility. This privilege is applicable only to the Cardmember. You can avail these privileges at the ITC Welcome Group Airport Lounge at the domestic and international airport in Delhi. You can also avail of these services at MasterCard Lounges in Delhi, Mumbai, Chennai, Cochin and Kolkata.
Credit Card Rates
Purchases:
Intro Interest Rate 0% per month
Introductory Period 0 month
Interest Rate 3.5% per month
Balance Transfers:
Intro Interest Rate 0% per month
Introductory Period 0 month
Interest Rate 1.49% per month (1.49% p.m. (17.88% p.a.)}
Fees & charges
Joining Fee Rs. 500 p.a.
Annual Fee Annual/ Renewal Fee: Rs. 1000 p.a.
Add On Card Fee You can extend the joys of the ABN AMRO New Gold Credit Card to the other members of your family. It carries with it all the powerful features of your ABN AMRO New Gold Credit Card. You can apply for one Add-on Card for your spouse, parents, dependent brothers or sisters and children over 15 years of age.
Cash Advance Transaction Fee 2.5%(Min. Rs.300) of the cash amount
Finance charges on cash advances /extended credit upto 3.5% (42% p.a.)
Penalty Interest Rate upto 3.5% (42% p.a.)
Late Payment 15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 650)
Free Credit Period Max.: 50 days
Over Limit Charges Rs. 600
Cheque Bounce Fee Min.: Rs 500
Return of Cheque Fee Min.: Rs 500
Outstation Cheque Processing Fee Rs 100
Dial a Draft Fee 2.5%(min. Rs.300) of the cash amount
Duplicate Statement Request Charges Rs. 100
Replacement Card Charges Rs 200
Emergency Replacement(when overseas) Emergency Card Replacement Fee when overseas (through MasterCard) $(US) 148
Air/Railway Booking Comment IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)]
Foreign Currency Transaction Charges 3.5% transaction fee (service taxes as applicable)
Retrieval Fee/Copy Request Fee Rs 100
Service Tax 10.3%