Features & Benefits of HDFC SavingsMax Account
By maintaining an average quarterly balance of just Rs. 25,000/- you get a host of premium services from HDFC Bank absolutely free*.
- Free BillPay & InstaAlerts for all account holders for lifetime of the account.
- Free Monthly Statement of Account.
- 50% off on the Locker rental for the 1st year only.
- Folio maintenance charges on Demat account free for first year.
- Free NetBanking, PhoneBanking & MobileBanking.
- Free Woman’s Advantage/International Debit Card for all account holders for lifetime of the account.
- Free Payable-at-Par chequebook, without any usage charges.
- Free Demand Drafts on HDFC Bank locations, upto a limit of
Rs. 1 lac per day.
- Free Passbook facility available at home branch for account holders (individuals).
- Free Email Statement facility .
- Free unlimited transactions: Cash withdrawal and balance enquiry, at all HDFC Bank ATMs & at all non HDFC Bank domestic ATMs using your HDFC Bank Debit Card
- Free Gold Debit Card for primary account holder for lifetime of the account. Gold Debit Card for other account holders at Rs 250/- p.a.
- Self/Third Party Cash Deposit/Withdrawal at non-home branches, upto Rs 50,000/- per day free. Above Rs 50,000 a charge of Rs 2.90 per thousand on the full amount would be applicable.
- Optional “MoneyMaximizer” (sweep- out) facility for conversion of your surplus money into high earning fixed deposits, at the threshold of Rs.1,25,000/- . In the event of the balance in SavingsMax account exceeding / reaching Rs.1,25,000/-, the amount in excess of Rs.1,00,000/- will be swept out in to a Fixed Deposit with a minimum value of Rs.25,000/- for a 1year 1day period *