Got an email that they cannot complete the service, deducted my money from account and asked to contact bank to get money back. I am guessing they are earning interest with such scruplous measure. I want to report them to SEC or some financial agency.

This is the worst app/service you can use. They will make you regret that you chose them to transfer your money. They will keep your money after you transfer and you would have no idea where your money is. Please don't use this app. They don't care if you are sending money to someone who needs it urgently, worst app ever. I cannot stress enough that no one should use this app from personal experience because I made a transfer 2 weeks ago and still don't where my money is.I have never been so bitters so save yourself from agony,don't use it. More Info
For individual rooftops, national laboratories and private companies have developed a number of tools to estimate the amount of solar that could be installed on a given rooftop. The tools described below were funded in part by the U.S. Department of Energy's Solar Energy Technologies Office (SETO) to help consumers start the process of choosing solar by determining the solar potential of their homes or businesses.
This can be seen based on how Xoom has recently performed on Monito's real-time comparison engine, which ranks money transfer providers in order of their fees and exchange rates. By analysing hundreds of thousands of comparisons ran between November 2020 and January 2021, we found that Xoom was the cheapest overall on 32% of cash pickup transfers to India from the countries in which Xoom is available for sending. This (already impressive) number is especially true in the US, where Xoom was the cheapest cash pickup service to India on nearly nine in every ten searches! //